The Australian insurance market is going through a hardening market, resulting in higher premiums, rates and reduced insurance appetite on selected risks. In turn this reduces options for businesses, individuals and potentially increased costs of insurance. Having the right advisor is now more critical than ever to ensure your interests are managed with a laser focus. Insure differently. Insure creatively. Rather than just another insurance executive, I believe in working as a local consultant – someone who sees each opportunity as a chance to work with clients in a holistic capacity, getting to know them and their business while moving away from traditionally transactional interactions that are the currently-accepted industry standard. I provide a collaborative and solutions-focused approach, as well as operating alongside my clients to build meaningful, mutually beneficial partnerships while ensuring all tangible and non-tangible risks are insured correctly through a strategic and technical creative approach.